Addressing Long-Term Care Costs With a Tax-Qualified LTC Insurance Policy

Addressing Long-Term Care Costs With a Tax-Qualified LTC Insurance Policy BY THEUS LAW OFFICES No matter how diligently you prepare, your estate plan can quickly be derailed if you or a loved one requires long-term home health care or an extended stay at a nursing home or assisted living facility. The annual cost of long-term care [...]Continue reading

Business Tips for Back-to-School Time

Business Tips for Back-to-School Time BY THEUS LAW OFFICES Late summer and early fall, when so many families have members returning to educational facilities of all shapes and sizes, is also a good time for businesses to creatively step up their business development efforts, whether it’s launching new marketing initiatives, developing future employees or simply generating [...]Continue reading

At Your Own Risk: The Pitfalls of DIY Estate Planning

At Your Own Risk: The Pitfalls of DIY Estate Planning BY THEUS LAW OFFICES There’s no law that says you can’t prepare your own estate plan. And with an abundance of online services that automate the creation of wills and other documents, it’s easy to do. But unless your estate is small and your plan is [...]Continue reading

HSA + HDHP Can be a Winning Health Benefits Formula

HSA + HDHP Can be a Winning Health Benefits Formula BY THEUS LAW OFFICES If you’ve done any research into employee benefits for your business recently, you may have come across a bit of alphabet soup in the form of “HSA + HDHP.” Although perhaps initially confusing, this formula represents an increasingly popular model for health care [...]Continue reading

3 Reasons you Should Continue Making Lifetime Gifts

3 Reasons you Should Continue Making Lifetime Gifts BY THEUS LAW OFFICES Now that the gift and estate tax exemption has reached a record high of $11.18 million (for 2018), it may seem that gifting assets to loved ones is less important than it was in previous years. However, lifetime gifts continue to provide significant benefits, whether [...]Continue reading

Is a Significant Portion of Your Wealth Concentrated in a Single Stock?

Is a Significant Portion of Your Wealth Concentrated in a Single Stock? BY THEUS LAW OFFICES Estate planning and investment risk management go hand in hand. After all, an estate plan is effective only if you have some wealth to transfer to the next generation. One of the best ways to reduce your investment risk is [...]Continue reading

Prepare for Valuation Issues in Your Buy-Sell Agreement

Prepare for Valuation Issues in Your Buy-Sell Agreement BY THEUS LAW OFFICES Every business with more than one owner needs a buy-sell agreement to handle both expected and unexpected ownership changes. When creating or updating yours, be sure you’re prepared for the valuation issues that will come into play. Issues, What Issues? Emotions tend to run [...]Continue reading

For Unmarried Couples, Estate Planning is Indispensable

For Unmarried Couples, Estate Planning is Indispensable BY THEUS LAW OFFICES When married couples neglect to prepare an estate plan, state intestacy laws step in to help provide financial security for the surviving spouse. It may not be the plan they would have designed, but at least it offers some measure of financial security. Unmarried couples, [...]Continue reading

Keeping a King in the Castle with a Well-Maintained Cash Reserve

Keeping a King in the Castle with a Well-Maintained Cash Reserve BY THEUS LAW OFFICES You’ve no doubt heard the old business cliché “cash is king.” And it’s true: A company in a strong cash position stands a much better chance of obtaining the financing it needs, attracting outside investors or simply executing its own strategic [...]Continue reading

2 Ways to Transfer a Family Business

2 Ways to Transfer a Family Business BY THEUS LAW OFFICES For many people, a family-owned business is their primary source of wealth, so it’s critical to plan carefully for the transition of ownership from one generation to the next. The best approach depends on your particular circumstances. If your net worth is well within the [...]Continue reading

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